📉 Axis Bank Q4 Results 2025: Net Profit Falls by 2% to ₹7,490 Crore, Board Approves ₹55,000 Crore Fundraising
Axis Bank, one of India’s leading private sector lenders, released its financial results for the March 2025 quarter (Q4 FY25) on April 24, 2025. The bank reported a slight decline of 1.63% in its consolidated net profit, slipping to ₹7,489.71 crore from ₹7,613.55 crore in the same quarter last year.
Despite the dip in profit, the bank saw a healthy rise in interest income and announced a major fundraising plan of up to ₹55,000 crore, a move that indicates aggressive growth and expansion plans for the coming year.
📊 Key Highlights of Axis Bank Q4 Results 2025:
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Net Profit (YoY): ₹7,489.71 crore (down 1.63%)
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Interest Income: ₹32,452.32 crore (up 7.35%)
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Total Expenses: ₹28,512.99 crore (up 7.05%)
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Final Dividend: Re 1 per equity share for FY25
💰 Massive Fundraising Plan Approved
Alongside its Q4 results, Axis Bank’s board approved a fundraising plan worth ₹55,000 crore. Here's how the bank plans to raise these funds:
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₹35,000 crore through various debt instruments, including:
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Long-term bonds
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Masala bonds
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Sustainable bonds
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Optionally/Compulsorily Convertible Debentures (OCDs/CCDs)
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₹20,000 crore through equity shares or related securities
Additionally, the board has raised the borrowing limit of the bank to ₹3 lakh crore, giving Axis Bank greater financial flexibility in the future.
📈 Axis Bank Stock Performance
On the same day, Axis Bank shares closed at ₹1,207.30, marking a modest gain of 0.06%. Here's a quick technical snapshot:
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YTD gain: 12.62%
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14-day RSI: 71.99 (indicating overbought zone)
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Above all major SMAs: 5-day to 200-day
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P/E Ratio: 14.17
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P/B Value: 2.27
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EPS: ₹85.19
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Return on Equity (RoE): 16.02%
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Beta (1-year): 1.1 (high volatility)
🧾 Promoter Shareholding & Dividend
As of March 2025, promoters held an 8.18% stake in Axis Bank. The bank has also recommended a final dividend of Re 1 per share for FY25.
🔍 What It Means for Investors
While Axis Bank’s Q4 net profit saw a slight dip, its strong operational performance, rising interest income, and ambitious fundraising plans suggest a bullish outlook for the coming quarters. The increased borrowing limit and capital-raising strategy indicate the bank’s readiness to invest in future growth.
However, with the stock entering the overbought territory (RSI 71.99), short-term investors should remain cautious, while long-term investors might see this as a signal of confidence from the management.
📝 Final Thoughts
Axis Bank’s Q4 FY25 results show stability despite a minor profit decline. The ₹55,000 crore fundraising plan reveals a proactive approach to expand operations and strengthen its financial position. For investors, the coming months will be crucial to see how effectively the bank utilizes these funds to drive growth and value.
Reference from:- https://www.businesstoday.in/markets/stocks/story/axis-bank-q4-results-net-profit-slips-2-to-rs-7490-crore-board-approves-fundraising-of-up-to-rs-55000-crore-473501-2025-04-24